Tuesday, May 15, 2012

Affordable Document Packages


DOCUMENT PACKAGES


Pro Law Team now offers complete packages of documents prepared by our senior attorneys for $189.00. These are NOT fill-in-the-blank-forms. Our attorneys will draft the documents you need after an online or telephone consultation.  The completed package will be emailed as a PDF attachment or sent by U.S. Mail.

Packages now available:

  • Estate Planning & Wills
  • Military personnel deployment
  • Post divorce
  • New parents
  • Small business formation and operation
  • Employers
  • Lease and property management
  • Contractors and sub-contractors
  • Identity theft


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Thursday, May 10, 2012

Helping Those Who Need It Most



Affordable Legal Help Online Or By Appointment In Our Pensacola Offices

The Clinic is specifically designed for use by low to moderate income individuals, persons on fixed incomes, small businesses and the self-employed. Experienced attorneys provide a variety of legal services at greatly reduced cost, including drafting important legal documents of all types from personal wills to residential and business leases. We also offer confidential consultations on personal matters. Legal services through the Clinic can be accessed by appointment in our Pensacola office by calling 850-432-6000 or by sending inquiries via email to: prolawteam@mac.com

Friday, April 27, 2012

Legal Clinic Online - Fighting Foreclosure



Experienced Attorneys Ready to Help

These are difficult economic times. Many people are facing the reality of foreclosure. In Florida, there is a limited amount of time to respond after your lender notifies you of intent to foreclose. You can fight to keep your home. Start by talking to an experienced Florida foreclosure defense attorney. We will help you decide on a strategy that suits your situation. This service is not available through the Legal Clinic. However, attorneys associated with Gary Southworth’s ProLawTeam.com will endeavor to keep fees and cost low as we recognize the economic hardships associated with foreclosure.

Some Possible Foreclosure Defenses and Alternatives include: (1) Modification of your mortgage interest rate. (2) Modification of the term of your mortgage. (3) Forbearance of payments. (4) Sell for less than what is owed (Short Sale) which frees you from any further obligation. (5) Checking the lender's paper trail. If the lender doesn't have proper documentation foreclosure may be delayed or stopped entirely, forcing the lender to start all over again. (6) Truth in Lending or Fair Debt Collection Practices Act violations.

“Walk Away” schemes as advertised nationally on television by California and other western states law firms, are not a good solution in Florida and Alabama because the lender will proceed with the foreclosure and still may pursue a deficiency judgment against the homeowner
Frequently people just need time to find a new job or payoff other obligations; each person's situation is unique. We may be able to help you gain that valuable time. While litigating the case, you can explore alternatives, such as renegotiating loan terms, defending the foreclosure based upon possible violations with the original mortgage paperwork, or selling your home.

Recently the Supreme Court of Florida issued an order requiring occupied residence foreclosures to be submitted to mediation. Lenders are now required to have a representative available who is authorized to discuss alternatives and settle your case. This permits the home owner to be represented by an attorney for the limited purposes of the mediation. Chances of a successful modification and settlement may be greatly enhanced if you engage the services of an experienced Florida foreclosure defense attorney.


Email your legal questions to: prolawteam@mac.com